Life cover review
Right-size cover for dependents and liabilities.
Protection first. Plans that last.
Insurance and retirement guidance families understand
Warm, trustworthy layouts for advisors who lead with protection, health cover and long-term retirement readiness.
22,000+Families protected (demo)
15 yrsAverage advisor tenure (demo)
9 hrsAvg. claim response (demo)
Sample family plan
₹1.1 Cr cover
Term life plus family floater for a household of four — illustrative demo figure, not a quote.
IRDAI-style Reg. TC-DEMO-0417(Fictional)
Family-first conversations(Demo)
Plain-language recommendations(Demo)
Annual coverage check-ups(Demo)
Registration numbers and figures shown are fictional sample data for this demo template — replace with your verified IRDAI details before going live.
15+Years guiding families
22,000+Families protected (demo)
9 hrsAverage claim response (sample)
4.9 / 5Average family rating (sample)
About Trust Capital
A calmer way to decide what protects your family
Trust Capital Advisors (Demo) is fictional. Use this template to present IRDAI-related disclosures, claim support processes and family planning journeys in plain language.
Demo ARN / registration fields can be replaced with your real credentials after purchase.
Demo ARN / registration fields can be replaced with your real credentials after purchase.
How we help
Support that feels human, not transactional
Soft structure, clear outcomes — whether you need a single cover review or a full family protection plan.
Health planning
Reduce medical cost surprises with layered cover.
Retirement readiness
Income planning for later years.
Claim handholding
Documentation checklists when families need clarity.
Child education corpus
Goal plans paired with adequate protection.
Why families choose us
Advice built around your household, not a sales target
No policy is recommended until we understand who depends on you
Most agents open with a product brochure. We open with your family's numbers — income, dependants, loans and timelines — because that should drive every recommendation that follows.
Start with a discovery callMulti-insurer comparisons
We compare cover, exclusions and claim-settlement track record before recommending.
No product-push pressure
Suitability drives recommendations — never a quarter-end sales quota.
Claims we stay involved in
Support continues until a claim is settled or a decision is explained in writing.
Annual reviews that happen
Coverage check-ups are scheduled in advance, not left to chance.
Coverage categories
Protection, arranged around real life stages
Not a shelf of identical plans — each coverage area is sized to a different part of your family's life.
Life protection
Term life cover sized to your dependants, not a sales quota
We start from income replacement years, outstanding loans and education goals, then compare term plans across insurers on cost, claim-settlement ratio and exclusions before recommending one.
- Income-replacement sizing
- Rider comparisons (accident, critical illness)
- Annual cover-versus-income check
Health & family
Family floaters that match hospital costs in your city
Room-rent limits, co-pay clauses and network hospitals vary widely between policies. We map your family's likely medical needs against real city-level costs before choosing a base plan and top-up.
- Base + top-up structuring
- Pre-existing condition guidance
- Network hospital verification
Retirement income
A monthly income plan for the years after your salary stops
We convert a target retirement corpus into a disciplined monthly contribution today, then compare annuity and systematic withdrawal options as retirement approaches.
- Corpus-to-income conversion
- Annuity versus SWP comparison
- Inflation-adjusted review each year
Business cover
Key-person and business protection for continuity, not just compliance
If a founder, partner or key employee becomes suddenly unavailable, key-person cover keeps payroll, loans and supplier commitments running while the business adjusts.
- Key-person valuation support
- Partnership buy-sell funding
- Group health for small teams
Claim-support process
What happens the moment you need to file a claim
A named coordinator, a clear checklist, and no guessing at insurer jargon.
1
Notify us within 24 hours
Call or WhatsApp our claim-support desk as soon as a hospitalisation, death or event occurs — we confirm receipt the same day.
2
Document checklist sent
A named coordinator sends the exact paperwork your insurer needs, so nothing is rejected for a missing signature or form.
3
We coordinate with the insurer
Follow-ups, clarifications and additional document requests are handled by us wherever the policy allows it.
4
Track status together
You get plain-language updates instead of insurer reference numbers with no explanation.
5
Settlement confirmation
Once settled, we confirm the amount matches the policy terms and stay available if a dispute needs escalation.
Family-protection journey
How cover typically evolves, decade by decade
A general pattern we adapt to your actual timeline — everyone's numbers differ, the sequence rarely does.
1
20s — Foundation cover
A first term plan and a basic health policy, sized to a starting salary and any student loan.
2
30s — Family protection
Family floater, child riders, and a term cover top-up as income, marriage and children raise the stakes.
3
40s — Peak responsibility
Income-replacement review, critical-illness rider, and the start of dedicated retirement contributions.
4
50s — De-risking & top-ups
Health top-up increases, cover reassessment as loans reduce, and a firmer retirement-income target.
5
60+ — Income & legacy
Corpus converts into a monthly income plan, with nominee and legacy documentation kept current.
Meet the team
Advisors who stay with you, past the sale
Deepa Nair
Protection Specialist (Demo)
Life and health cover reviews.
Suresh Patil
Retirement Coach (Demo)
Income planning conversations.
Achievements & credibility
Credentials we hold ourselves to
IRDAI-style composite registration
Reg. No. TC-IRDAI-DEMO-0417 · Fictional sample for this demo template
Average claim support response: 9 hours
Illustrative demo figure, not a service guarantee
4.9 / 5 average family rating
Based on 400+ demo reviews used for illustration
22,000+ families protected since 2011
Illustrative demo figure for this template
Credentials and figures above are fictional sample data included for this demo template, including the IRDAI-style registration number.
Families we serve
Words from families like yours
"They explained cover gaps without fear tactics."
The Sharma FamilyJaipur
"Claim checklist saved us weeks of confusion."
Farhan QureshiHyderabad
"Retirement plan finally feels human."
Latha KrishnanKochi
Names and quotes shown are illustrative sample testimonials for this demo template.
FAQs
Questions we hear often
Is Trust Capital real?
No. Demo content only — do not treat as a licensed intermediary.
Can I show my ARN here?
Yes. Replace demo fields with your actual registration details.
Do calculators guarantee payouts?
No. All figures are illustrations.
Best fit?
Insurance advisors and retirement planners wanting a warm, credible site.
Get in touch
Book your policy consultation
Share a little about your family and what you want protected — an advisor will review it and reply within one business day.
Map preview for demo purposes — replace with your verified Google Business Profile location before going live.
Book your policy consultation
Tell us who depends on you and what you want protected — an advisor will reach out to confirm a time.
Let's talk cover
Your family's protection plan is one conversation away
No pressure, no jargon — just a clear picture of what you need and what it costs.
